by SEVERUSMAX
The one that I see used more here in AZ is Navaho. Hence I used it. Also, what is exactly stupid about it? The girl was desperate for cash, she made a mistake and went along with an ambush, regretted it, and like Tricia, she was forgiven for her mistake, because our protagonist has a soft spot for both of them. Plus, as he put it, he was being offered something that he couldn't refuse. Win-win-win....plausible or not, life is full of crazy stuff happening....besides, it's just a story. Tricia was desperate to get Jed back, Melissa eager to have him for herself...and for her mother. Pure dumb luck combined with a forgiving nature for the win. He had already punished Tricia once....she groveled to get him back and that appealed to our hero.
And the story isn't much better. And, by the way, it's Navajo, not Navaho!